Showing posts with label spend less. Show all posts
Showing posts with label spend less. Show all posts

Monday, May 7, 2018

How to Eat Well for Less

I hear so many people say they spend so much on groceries but I find this one of the easiest areas of homemaking. I’m not doing anything new. This is exactly what my Mother and grandmothers did. They had a weekly grocery budget and they stuck to it. Let me explain how to eat well for less.

How to eat well for less www.domesblissity.com

Are you spending too much?

What you might think is a perfectly normal amount to spend on your groceries could be way too much, especially when there are really simple ways to reduce those costs and save your money for more important things for you and your family.

Gregg Wallace and Chris Bavin from the UK show “Eat Well for Less“ have met people in the supermarket and gone into their homes to show you just how easy it is. I feel like I’m so lucky that I was taught this by my mother so many years ago.

If you want to find out if you’re spending too much on food, take this quick test.

Run your kitchen like a restaurant

The easiest way for me to explain it is to run your kitchen like a restaurant. Think about it. A restaurant has a menu and it buys the ingredients for that menu. They keep those ingredients stocked so they can create the menu items every night for their guests. They only buy seasonal produce as that’s when it’s at it’s peak and costs the least amount of money.

They use up what is expiring soon. They buy in bulk where they can. They sometimes buy really cheap stock and offer it as ‘Special of the Day’.

You can do this in your home. This is what I do. I know what my family eats and I only stock those ingredients. The best part about it is that I can create a wide variety of meals from these basic ingredients so we’re not eating the same thing every night.

Create standard stock lists

Based on your family’s menu, create a standard stock list for your pantry, fridge and freezer. This then becomes your shopping list. As you run out of an ingredient, you write it on your shopping list. You only buy that in the supermarket.

This is how I manage to stick to $150 per fortnight for all my food, cleaning products and toiletries. I’m only ever topping up what I need in my pantry, fridge or freezer.

Cooking from scratch

I know we’re all so busy these days but meals don’t have to involve a lengthy cooking process. Most of my meals only take 20 minutes to prepare.

You don’t have to be a ‘Masterchef’ to prepare simple, nice tasting meals. Remember, it’s what your family likes to eat and what’s on your menu.

Avoid buying takeaway

Takeaway is a killer as far as costs go. You can create just as good or better at home by buying those ingredients.

I like the weekends for these easy meals. We’re usually laid back and relaxing and just when the mood hits you to take the night off and go buy takeaway, you’ve already got the basic ingredients in the pantry to make it yourself.

Think of hamburgers, Mexican food, Chinese takeout, pizza etc. All of these can be quite easily recreated at home as long as you have the basic ingredients at home in the pantry.

Buy homebrand

I’m a big fan of no name brands. The supermarket I’ve been going to all my life has really good quality homebrand products that are a fraction of the cost of no name brands. I have a bad habit of looking into other people’s shopping trolleys when at the supermarket and I see that they might have a product in their trolley that costs $5 when the homebrand one costs only $1 and is equally, if not, better than the branded product.

I do have my brands that I prefer to buy but I keep my eye on the supermarket pricing cycles and hold off until I know it’s coming on special again.

 

If you think it can’t be done, check out my Youtube channel. For the last couple of weeks I’ve been sharing how I choose what we’re having for dinner in just 5 minutes and take about 20 minutes to cook the meal. I’ve also showed you what I buy for my $150 per fortnight (even if it’s slightly over sometimes.)

How to eat well for less #spendless #5minutemealplan #menuplanning #easymeals www.domesblissity.com

Friday, October 13, 2017

How Mothers Can Prepare for Change When Starting Welfare Support

Nobody wants to live in poverty. However, one in seven Americans are in this situation today with nearly just as many in Australia. That includes one in five children in the United States alone. With almost 68 million Americans receiving welfare assistance (approximately 723,000 as at August 2017 in Australia), it is any wonder why there is a large number of state and federal programs that are designed to provide financial support. Here’s how mothers can prepare for change when starting welfare support.

How Mothers Can Prepare for Change When Starting Welfare Support www.domesblissity.com

For single parents, life can be difficult when having to deal with raising your family all on your own. In fact, nearly two-thirds of families living on welfare are headed by women with children. Even those who receive assistance only receive the minimum they need to survive from hardships like homelessness, hunger, and utilities.

Here’s how mothers can prepare for change when starting welfare support.

Apply for Supplemental Assistance Programs

In the United States

Applying for support like Temporary Assistance helps families receive support and through a list of services that include aid in housing, children care, food, and more. Another frequently used program is SNAP, which helps families in need to buy quality food. Commonly known as “Food Stamps,” this program will provide a card that works at approved grocery locations. According to the Pew Charitable Trusts, safety programs like food stamps help millions of families from starvation and the constant struggle to feed their families. However, there are many requirements that go into eligibility for food assistance.

In Australia

The Australian Government has emergency assistance programs in place. You may be eligible for an advanced lump sum payment to go towards finding accommodation, paying bills or buying food. They have an online Payment & Service Finder that can help you find services available in your area for your specific needs.

There are many charitable organisations in Australia that can help with food and some financial assistance. The Department of Social Services also has an online directory of charitable and non profit organisations that can assist in times of need.

Understand Your Priorities

When you become recipients of welfare support, make sure to learn how to prioritize your spending. While you might be qualified for food assistance, only spend on the necessities like food, shelter, utilities, and your family’s needs. Creating a budget will help guide you in organizing your budget and spending. This may even help you build your savings to get through the struggle of financial emergencies.

Learn to Spend Less

With a limited budget, you will start to realize what you need versus what you want in life. This may mean that there will be no more shopping sprees or eating out on a daily basis. Learning to cut the unnecessary items will help you reduce expenses that may play a strong role on your monthly bills.

Take Advantage of Child Care Programs

Government programs such as childcare subsidy programs benefit families with low-income (in the USA and in Australia) and meet certain requirements for assistance. If you already receive temporary assistance from the state and engage in work activities, you would automatically be eligible for childcare support.

Ask for Help

When in a tough situation, many of us are shy or even scared to reach out to others. Learn that it is okay to ask for help when you need it. This is especially true when facing a situation you can’t face all on your own. Having support will help you get through whatever you are going through.

When you’re ready for change and receive support, be sure to do your research and apply for programs that will work best for you and your family. Know that it is more than okay to ask for help and do what you can to provide for your loved ones. While you may be having a difficult time, be positive and never give up hope for the strength of your family.

 

* This is a guest post by Jackie Edwards.